How It Works
Every deal is taken on its own merits and to quickly check if you meet our standard criteria then please complete the information
on our home page.
We can provide a range of car finance and loans including, Hire Purchase, Personal contract Purchase (PCP) and car leasing and our specialist team will guide you through the process.
Looking for a new car?
By obtaining your car finance in advance you can then look for next your car with the comfort in knowing that your car finance application has been approved. Matrix Credit has relationships with 1000’s of new and used car dealers across the UK and each one needs to pass our stringent approval process. This means that we can only deal with accredited car dealers, which in turn will give you piece of mind when buying your next vehicle.
What do I need to do?
Complete the short form on the home page and if you meet our standard criteria you will then be asked to complete the finance proposal. When you submit the finance proposal your information will be passed to one of our specialist team who will then assess your application and provide a speedy response. Once approval is granted we will then contact you and discuss your vehicle requirements. You may have already found a vehicle that you would like, in which case we will contact the dealer on your behalf to finalise the details.
Is Matrix an accredited company?
Yes we are. We hold both a Consumer Credit Licence no 497862 and Matrix Credit Limited is an Appointed Representative of Jigsaw Finance Limited (Firms reference number 309802 www.fsa.gov.uk) which is "Authorised & Regulated but the Financial Services Authority".
Do I need to send you anything?
We will typically need to see a number of items from you such as payslips and driving licence. On approval you will be contacted by one of our team who will then look after you throughout the process. We believe in providing a personal service therefore you will deal where possible with the same person throughout the process.
Do you offer any other products?
Yes we do. We see it as a duty of care to all our customers to inform you of all Insurance products that are available to you. We believe in treating you, the customer fairly so there will be no high-pressured selling of any products. Once we understand your needs we will then let you know what products are available and you can then make an informed decision as to whether you would like them. Typically the two main products that will be made available will be a Payment Protection Plan (PPP) and GAP insurance.
What happens if Matrix Credit can’t help?
The beauty of the Internet is that all parties can remain discreet. We will simply email you back and let you know. Unfortunately we cannot tell you why a lender may have declined you but we can give you the details of the credit reference agencies used. To view your personal credit report (which many lenders are currently basing their credit decisions on) apply online for a credit report from Experian, the UK's largest credit reference agency, now. You will also receive a 30-day free trial of Experian's CreditExpert Monitoring Service.
Click below for a free 30-day trial
We will typically need to see a number of items from you such as payslips and driving licence. On approval you will be contacted by one of our team who will then look after you throughout the process. We believe in providing a personal service therefore you will deal where possible with the same person throughout the process.
Do you offer any other products?
Yes we do. We see it as a duty of care to all our customers to inform you of all Insurance products that are available to you. We believe in treating you, the customer fairly so there will be no high-pressured selling of any products. Once we understand your needs we will then let you know what products are available and you can then make an informed decision as to whether you would like them. Typically the two main products that will be made available will be a Payment Protection Plan (PPP) and GAP insurance.
What happens if Matrix Credit can’t help?
The beauty of the Internet is that all parties can remain discreet. We will simply email you back and let you know. Unfortunately we cannot tell you why a lender may have declined you but we can give you the details of the credit reference agencies used. To view your personal credit report (which many lenders are currently basing their credit decisions on) apply online for a credit report from Experian, the UK's largest credit reference agency, now. You will also receive a 30-day free trial of Experian's CreditExpert Monitoring Service.
Click below for a free 30-day trial